砥礪奮進(jìn)新時(shí)代 凝心共譜新篇章 ——大竹農(nóng)商銀行存貸款總量突破200億元大關(guān)

2018-02-24 15:08:08    來源：四川新聞網(wǎng)   作者：張嬋  點(diǎn)擊數(shù)：

今年以來，面對經(jīng)濟(jì)持續(xù)低迷、競爭日益加劇的現(xiàn)實(shí)困境，大竹農(nóng)商銀行緊緊圍繞省聯(lián)社、達(dá)州農(nóng)商銀行的工作部署，頂住壓力、負(fù)重爬坡，立足主動(dòng)、搶先抓早，注重宣傳、強(qiáng)化營銷，創(chuàng)新激勵(lì)、改善環(huán)境，實(shí)現(xiàn)存貸款規(guī)模不斷擴(kuò)大，在新常態(tài)下實(shí)現(xiàn)新跨越、在新時(shí)代中譜寫新篇章。截至1月31日，大竹農(nóng)商銀行各項(xiàng)存款余額130.11億元，較年初凈增5.77億元；各項(xiàng)貸款余額70.33億元，較年初凈增2.57億元；存貸款規(guī)模突破200億元大關(guān)，雄踞全縣銀行業(yè)金融機(jī)構(gòu)首位，再創(chuàng)業(yè)務(wù)經(jīng)營新高。

——科學(xué)研判，把握形勢，搶占先機(jī)。大竹農(nóng)商銀行一是秉承思路早制定、工作早部署、目標(biāo)早明確的原則，圍繞“三早”做文章，從去年年末以來，就召開專題會(huì)議著手研究開門紅工作，將工作重心前移，明確一季度開門紅工作的指導(dǎo)思想，為開門紅工作指明了方向。二是相繼召開了2018年一季度“開門紅”工作會(huì)、2018年“開門紅”工作推進(jìn)會(huì)、2018年“開門紅”工作督導(dǎo)會(huì)等多個(gè)會(huì)議，重點(diǎn)圍繞“穩(wěn)增存款、精放貸款、壓降不良、電子銀行、案防安保”五個(gè)方面，全面部署“開門紅”業(yè)務(wù)經(jīng)營工作，第一時(shí)間下達(dá)業(yè)務(wù)攻關(guān)指標(biāo)，并根據(jù)各支行實(shí)際情況分解到行、落實(shí)到人，牢牢把控存貸款營銷組織主動(dòng)權(quán)，為打好開門紅攻堅(jiān)戰(zhàn)、搶占市場先機(jī)、贏得市場份額奠定堅(jiān)實(shí)的基礎(chǔ)。

——高度重視，指揮得當(dāng)，發(fā)揮優(yōu)勢。一是突出“指揮棒”作用。建立全員營銷機(jī)制，總行部室及員工全面掛包基層網(wǎng)點(diǎn)，增強(qiáng)營銷力量，同時(shí)部室員工績效與基層網(wǎng)點(diǎn)任務(wù)完成情況掛鉤，干部員工發(fā)揚(yáng)“亮劍精神”，各顯神通，廣辟儲(chǔ)源，切實(shí)提升掛包措施對基層網(wǎng)點(diǎn)“開門紅”工作開展的促進(jìn)作用，形成全行營銷的工作格局。二是發(fā)揮考核激勵(lì)能量。全行設(shè)置20個(gè)“開門紅”存款沖線獎(jiǎng)，按照完成“開門紅”存款任務(wù)的先后順序及日均保持予以獎(jiǎng)勵(lì)，激發(fā)全行員工干事創(chuàng)業(yè)激情。三是深化“銀行+”合作。充分考慮市場定位和目標(biāo)客戶群體，進(jìn)一步推進(jìn)“銀政、銀企、銀保”合作，擴(kuò)展金融場景，延伸服務(wù)觸角；加強(qiáng)基層網(wǎng)點(diǎn)與基層黨政部門的溝通，選聘金融聯(lián)絡(luò)員，發(fā)揮橋梁作用，扮演市場營銷“第二極”角色。

——全面宣傳，外塑形象，擴(kuò)大成果。一是借助春節(jié)前后攬儲(chǔ)黃金時(shí)間，在各場鎮(zhèn)逢場天組織腰鼓隊(duì)、秧歌隊(duì)舉行聲勢浩大的宣傳活動(dòng)，突出宣傳優(yōu)惠利率、優(yōu)質(zhì)服務(wù)，提升在目標(biāo)客戶群中的影響力和美譽(yù)度。二是在縣域內(nèi)開展鋪天蓋地的宣傳攻勢，精心制作廣告在縣廣播電臺(tái)、電視臺(tái)滾動(dòng)播出，在全縣投放高速公路廣告11處，路碑廣告18處，鋼架廣告21處，墻體廣告100余處，樓宇廣告機(jī)100余處，印制宣傳手冊15萬份，印制DM單10萬份，形成鋪天蓋地的宣傳攻勢，提升了老百姓對農(nóng)商銀行的信任度。三是加強(qiáng)品牌建設(shè)，樹立嶄新的企業(yè)形象。統(tǒng)一VI形象識(shí)別，升級(jí)改造網(wǎng)點(diǎn)設(shè)施;著力推進(jìn)規(guī)范化服務(wù)建設(shè)，開通便民利民窗口;精心打造禮品展示區(qū)域，亮麗廳堂環(huán)境，烘托節(jié)日氣氛，增加網(wǎng)點(diǎn)人氣。同時(shí)，各支行紛紛搶抓時(shí)機(jī)，下鄉(xiāng)走訪、進(jìn)村入戶，宣傳最新產(chǎn)品，維護(hù)客戶關(guān)系，有效促進(jìn)社會(huì)知名度和美譽(yù)度的攀升，為存款快速增長營造良好發(fā)展氛圍。

——創(chuàng)新服務(wù)，提升魅力，鞏固成效。一是持續(xù)開展“一元觀影”、“蜀信e”生活繳費(fèi)立減、“蜀信e”轉(zhuǎn)賬抽獎(jiǎng)等活動(dòng)，為客戶帶去真正實(shí)惠，收獲了諸多青睞，成為大竹農(nóng)商銀行在竹城的一張亮麗名片。二是積極踐行社會(huì)責(zé)任，關(guān)愛青年成長，同團(tuán)縣委聯(lián)合組織“青春筑夢·農(nóng)商同行”大學(xué)生社會(huì)實(shí)踐活動(dòng)，協(xié)作選拔110余名在校大學(xué)生前往基層網(wǎng)點(diǎn)開展社會(huì)實(shí)踐，培養(yǎng)大學(xué)生普及金融理念、強(qiáng)化風(fēng)險(xiǎn)意識(shí)、誠信意識(shí)、完善自身素質(zhì)，增加了新一代年輕人對大竹農(nóng)商銀行的粘連度，為縣域發(fā)展儲(chǔ)備金融人才和新型客戶。三是豐富服務(wù)手段，開辦“社?？?rdquo;業(yè)務(wù)，常態(tài)化開展延時(shí)服務(wù)、流動(dòng)服務(wù)、零鈔兌換、上門收款等貼心服務(wù)，引進(jìn)“個(gè)人信用報(bào)告自助查詢機(jī)、紙硬幣自助兌換機(jī)、國（地）稅自助服務(wù)終端”，全體員工以手機(jī)銀行、網(wǎng)上銀行費(fèi)用全免的優(yōu)惠特色為媒介，維系老客戶、開發(fā)新客戶，進(jìn)一步提升服務(wù)體驗(yàn)，強(qiáng)化服務(wù)黏性，增強(qiáng)客戶滿意度，促使各項(xiàng)業(yè)務(wù)穩(wěn)步提升，實(shí)現(xiàn)了“開門紅”工作首戰(zhàn)告捷。

責(zé)任編輯：FreeMarker template error: get(realname) failed on instance of com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6. See cause exception. The failing instruction (FTL stack trace): ---------- ==> ${content.user.realname!} [in template "WEB-INF/t/cms/www/other/content/information_zxzx_details.html" at line 167, column 50] ---------- Java stack trace (for programmers): ---------- freemarker.template.TemplateModelException: [... Exception message was already printed; see it above ...] at freemarker.ext.beans.BeanModel.get(BeanModel.java:222) at freemarker.core.Dot._eval(Dot.java:76) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.DefaultToExpression._eval(DefaultToExpression.java:116) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.Expression.evalAndCoerceToString(Expression.java:115) at freemarker.core.DollarVariable.accept(DollarVariable.java:76) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.ConditionalBlock.accept(ConditionalBlock.java:86) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Environment.process(Environment.java:243) at freemarker.template.Template.process(Template.java:277) at com.ieccms.cms.staticpage.StaticPageDaoImpl.contentStatic(StaticPageDaoImpl.java:511) at com.ieccms.cms.staticpage.StaticPageSvcImpl.content(StaticPageSvcImpl.java:58) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$FastClassBySpringCGLIB$$48520056.invoke() at org.springframework.cglib.proxy.MethodProxy.invoke(MethodProxy.java:204) at org.springframework.aop.framework.CglibAopProxy$CglibMethodInvocation.invokeJoinpoint(CglibAopProxy.java:700) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:150) at org.springframework.transaction.interceptor.TransactionInterceptor$1.proceedWithInvocation(TransactionInterceptor.java:96) at org.springframework.transaction.interceptor.TransactionAspectSupport.invokeWithinTransaction(TransactionAspectSupport.java:260) at org.springframework.transaction.interceptor.TransactionInterceptor.invoke(TransactionInterceptor.java:94) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:172) at org.springframework.aop.framework.CglibAopProxy$DynamicAdvisedInterceptor.intercept(CglibAopProxy.java:633) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$EnhancerBySpringCGLIB$$84b90e83.content() at com.ieccms.cms.staticpage.StaticAct.contentSubmit(StaticAct.java:365) at sun.reflect.GeneratedMethodAccessor6137.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at org.springframework.web.bind.annotation.support.HandlerMethodInvoker.invokeHandlerMethod(HandlerMethodInvoker.java:176) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.invokeHandlerMethod(AnnotationMethodHandlerAdapter.java:440) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.handle(AnnotationMethodHandlerAdapter.java:428) at org.springframework.web.servlet.DispatcherServlet.doDispatch(DispatcherServlet.java:919) at org.springframework.web.servlet.DispatcherServlet.doService(DispatcherServlet.java:851) at org.springframework.web.servlet.FrameworkServlet.processRequest(FrameworkServlet.java:953) at org.springframework.web.servlet.FrameworkServlet.doPost(FrameworkServlet.java:855) at javax.servlet.http.HttpServlet.service(HttpServlet.java:656) at org.springframework.web.servlet.FrameworkServlet.service(FrameworkServlet.java:829) at javax.servlet.http.HttpServlet.service(HttpServlet.java:737) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:229) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.web.websocket.server.WsFilter.doFilter(WsFilter.java:48) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.orm.hibernate3.support.OpenSessionInViewFilter.doFilterInternal(OpenSessionInViewFilter.java:230) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.web.filter.CharacterEncodingFilter.doFilterInternal(CharacterEncodingFilter.java:88) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.ieccms.common.web.ProcessTimeFilter.doFilter(ProcessTimeFilter.java:35) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.webtier.core.DefaultWrapperValve.invoke(DefaultWrapperValve.java:193) at com.bes.enterprise.webtier.core.DefaultContextValve.invoke(DefaultContextValve.java:92) at com.bes.enterprise.webext.BesContextCleanupValve.invoke(BesContextCleanupValve.java:50) at com.bes.enterprise.webext.BESAppservValve.invoke(BESAppservValve.java:41) at com.bes.enterprise.webtier.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:540) at com.bes.enterprise.webtier.core.DefaultHostValve.invoke(DefaultHostValve.java:136) at com.bes.enterprise.webtier.valves.ErrorReportValve.invoke(ErrorReportValve.java:77) at com.bes.enterprise.webtier.core.DefaultEngineValve.invoke(DefaultEngineValve.java:83) at com.bes.enterprise.webtier.connector.CoyoteAdapter.service(CoyoteAdapter.java:349) at com.bes.enterprise.web.crane.http11.Http11Processor.service(Http11Processor.java:594) at com.bes.enterprise.web.crane.AbstractProcessorLight.process(AbstractProcessorLight.java:61) at com.bes.enterprise.web.crane.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:802) at com.bes.enterprise.web.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1627) at com.bes.enterprise.web.util.net.SocketProcessorBase.run(SocketProcessorBase.java:45) at java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1149) at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:624) at com.bes.enterprise.web.util.threads.WorkThread$WrappingRunnable.run(WorkThread.java:57) at java.lang.Thread.run(Thread.java:748) Caused by: java.lang.reflect.InvocationTargetException at sun.reflect.GeneratedMethodAccessor6174.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at freemarker.ext.beans.BeansWrapper.invokeMethod(BeansWrapper.java:912) at freemarker.ext.beans.BeanModel.invokeThroughDescriptor(BeanModel.java:275) at freemarker.ext.beans.BeanModel.get(BeanModel.java:182) ... 75 more Caused by: org.hibernate.ObjectNotFoundException: No row with the given identifier exists: [com.ieccms.cms.entity.main.CmsUser#271] at org.hibernate.impl.SessionFactoryImpl$2.handleEntityNotFound(SessionFactoryImpl.java:435) at org.hibernate.proxy.AbstractLazyInitializer.checkTargetState(AbstractLazyInitializer.java:189) at org.hibernate.proxy.AbstractLazyInitializer.initialize(AbstractLazyInitializer.java:182) at org.hibernate.proxy.AbstractLazyInitializer.getImplementation(AbstractLazyInitializer.java:215) at org.hibernate.proxy.pojo.javassist.JavassistLazyInitializer.invoke(JavassistLazyInitializer.java:190) at com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6.getRealname(CmsUser_$$_jvst840_6.java) ... 81 more